Your financial needs, met with a tailored approach
At Lucien, Stirling, and Gray Advisory Group, we offer fee-only investment management as part of our coordinated financial planning services. Our approach is centered around building investment strategies that are fully integrated with your broader financial goals. This allows every aspect of your financial life to work in harmony, from retirement planning to tax efficiency.
Our investment management services go beyond simple portfolio management—we aim to provide confidence and clarity, knowing your investments are working to support your long-term success. We also offer objective second opinions on your current financial and investment plans, so if you’re uncertain about where you stand or how to improve your strategy, we’d love to help.
Our Philosophy: Navigating Uncertainty for Your Financial Success
At our firm, we know that certainty is rare in investment planning. Markets shift, economies change, and unexpected events throw even the best-laid plans off course. We believe embracing uncertainty is not just important—it’s essential. It’s a mindset that fosters adaptation, finding new opportunities, and ultimately reaching financial success. This approach is at the heart of the personalized financial plans we create for you, empowering you to navigate the unpredictable nature of life and the financial world with confidence.
Our Investment Management Services Include:
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Asset Allocation Strategies: We design a personalized asset allocation plan that aligns with your risk tolerance and financial goals to keep your investments optimized for long-term success. |
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Risk Tolerance Assessment: Understanding your comfort with risk is crucial in developing a strategy that suits your unique needs. We assess your risk tolerance to craft an investment plan that matches both your current situation and future objectives. |
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Portfolio Diversification: We design your portfolio to be diversified across multiple asset classes, enhancing long-term results while shielding you from undue anxiety. |
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Tax-Efficient Investment Strategies: We integrate thoughtful strategies into your investment plan, such as tax-loss harvesting, to help reduce tax burdens and increase after-tax returns. |
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Regular Portfolio Reviews and Rebalancing: We don’t set it and forget it. Our team regularly reviews and rebalances your portfolio to keep it in line with your evolving financial goals and market conditions. |
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Corporate Executive Benefits: For corporate executives, we provide advice on restricted share planning, stock option maximization, deferred compensation strategies, and diversification plans to help you make the most of your executive benefits. |
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IRA & Roth IRA Review: We review your IRAs and Roth IRAs to set them up in the most beneficial way for your retirement planning, including strategies for tax efficiency and future growth. |
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Roth IRA Conversion Advice and Guidance: We offer personalized guidance on Roth IRA conversions, helping you navigate the decision to convert traditional retirement funds into Roth IRAs for potential tax savings and long-term growth. |
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As part of our fee-only approach to financial planning, investment management is integrated into every aspect of your strategy. Whether you’re seeking a second opinion on your current investment plan or looking for more personalized advice, we’re here to help you navigate your financial future with confidence.
Get Started With an Initial Consultation
If you’re feeling uncertain about your current investment strategy, consider getting a second opinion. Contact us today for a no-cost consultation, and let’s discuss how we can work together to refine your investments to suit your needs. While we are based in Austin, TX, we proudly serve clients across Texas and throughout the United States.